Your Tax Refund Could Help You Purchase a Home

Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is more than $3,000. While big tax refunds make it a popular time of year to purchase big-ticket items such as large-screen television sets, we’d like to remind you of another use for that money: As a down payment on a home.

Your tax refund could help you purchase a home

If you’ve already saved some money toward a down payment, your tax refund could help boost your down payment fund. Haven’t started saving yet? This year’s refund can also help you jump-start a down payment savings account.

One of the biggest home-buying myths today is that you need a lot of money to buy a home. In reality, a recent report shows that most down payments in 2018 were about 13% of the median home prices. Even better, the VA home loan program has a no-down-payment option. We can help you learn more about VA mortgages — one of the most flexible residential lending programs available today.

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