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rate lock

A mortgage rate lock explained

You’ve found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to do a mortgage rate lock? And for how long should your lock be effective? If...

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can homeownership make you happier

Can homeownership make you happier?

Homeownership comes with some types of things that renters don’t have to worry about, like home maintenance. But there are plenty of perks that make owning a home such an important part of the American Dream. There’s...

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