The Veterans Affairs mortgage is a home loan like no other, with features that can’t be found in other types of financing options. There’s no set down payment requirement, for example, no private mortgage insurance and...

It’s summertime and the living is easy…but it’s also hot. After some unseasonably cool June days, July brought some record-breaking heat for Utah, and much of the Midwest and Southern states too. Hot days mean higher...

Do you feel like the mortgage industry has a language all its own? You’re not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage...

Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is nearly $3,000, with some families getting thousands more. A large refund could be a nice addition to a down payment savings fund if...

Have you decided to buy your first home? It’s normal to feel excited and anxious at the same time. You’ve just made a significant financial and life-changing choice! So, what can you do to keep calm and carry on as you...

You’ve found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to do a mortgage rate lock? And for how long should your lock be effective? If...

Moving into a new home is a happy — and hectic — time. There’s so much to do! Your to-do list is overflowing in the days and weeks after purchasing a home. Here are two tasks that you’ll want to put at the top of your...

The VA home loan is an incredible benefit for veterans and active-duty military personnel. But what about National Guard members and reservists? They can take advantage of VA financing as well, provided they meet certain...

How much of a down payment do you need to buy a home? It’s probably (much) less than you might think. Many people believe that a 20% down payment is the norm. ...

Homeownership comes with some types of things that renters don’t have to worry about, like home maintenance. But there are plenty of perks that make owning a home such an important part of the American Dream. There’s...